What to do when shopping online goes wrong

Online shopping is easy and convenient, but it has its share of pitfalls.

Ever ordered one thing but another got delivered, or worse yet, nothing got delivered at all even though you were already charged?

If you can relate, you’re not alone. In 2022, online shopping scams were the second-most reported type of scam to the Federal Trade Commission. The good news is you have rights, and there are steps you can take.

Here’s some advice from the FTC:

If something doesn’t arrive or you don’t accept it, and now the company won’t refund your money, dispute the charges. If products show up that you have never ordered, you don’t have to pay for them. Federal law protects you.

To try to stay ahead of these problems, if you haven’t shopped with a company before, start by searching online for the company’s name, plus words like “review,” “complaint,” or “scam.” See what other people are saying.

And no matter where you shop online, remember:

  • Check refund and return policies. Sellers often have different (and stricter) refund and return policies for sale items, and dishonest sellers will use tricky disclosures and fine print to deny refund requests.
  • Use a credit card for online purchases, if possible. Credit cards offer the most protection against fraud compared to other types of payments including the right to dispute charges if there are problems with your purchase.

Learn more about online shopping. Or if you want to learn more about last year’s top scams, visit ftc.gov/data.

Copyright 2023 by WJXT News4JAX – All rights reserved.

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